Terms of Sale and Use

These terms apply when you buy or use products from Owner Kits (“OwnerKits”, “we”) through ownerkits.com, our checkout partner, or our apps at app.ownerkits.com.

1. Products and licenses

Our products are digital. When you buy one you receive a license to use it as described on its product page and in its license terms — you do not buy the copyright. Unless a product page says otherwise, a license covers one business, and you may not resell, share or redistribute the files.

2. Checkout and prices

Payments are processed by Gumroad under its own terms. Prices are shown on each product page; taxes may be added at checkout where required. We may change prices for future purchases at any time.

3. Delivery

Downloads are delivered right after payment through the link in your receipt and your Gumroad library. Products that include software come with a license key that activates the app. See My products.

4. Refunds

You can ask for a refund within 14 days of purchase — see the refund policy. When a purchase is refunded or charged back, its licenses are deactivated.

5. Our apps

• The apps store your business data on your own device. You are responsible for keeping backups; we cannot recover data that was only on a lost, reset or damaged device, or cleared by your browser.
• A license covers the number of businesses and devices stated for your plan. If a license is invalid or deactivated, your data is never deleted: the app becomes read-only and you can still view, export and back it up.
• The apps are tools for organising your business. They are not accounting, tax, legal or financial advice, and do not file taxes or process payments.
• We may update the apps. Updates are offered in the app and are designed to keep your existing data.
• The OwnerKits Business Assistant in ChatGPT is free and works from the numbers and details you give it. Its prices are estimates, not local market prices, and its quotes and invoices are drafts you check before sending. Market ranges come from the published sources it names. It is not accounting, tax or legal advice, and it does not add tax unless you give a rate.

6. Acceptable use

Don't attempt to bypass license checks, share license keys outside your licensed business, overload or attack our services, or use our products for anything unlawful.

7. Reviews

Buyers can rate and review products they bought, using their license key. We publish every review from a verified buyer, positive or negative, unless it contains personal data, hate or harassment, spam or advertising, illegal content, or is not about the product — see the review policy. By submitting a review you confirm it is your own honest experience, and you allow us to show it, with the display name you choose, on ownerkits.com (and on the homepage only if you tick that option). You can edit it or ask us to delete it at any time.

8. No warranty

Products are provided “as is”. Templates, guides and examples are general information and may need adapting to your location and situation — check legal, tax and insurance requirements with a qualified professional. We do not promise any particular business result.

9. Limitation of liability

To the extent the law allows, our total liability for any claim relating to a product is limited to the amount you paid for it, and we are not liable for indirect losses such as lost profits or lost data. Nothing in these terms limits rights you have under consumer law that cannot be limited.

10. Changes and contact

We may update these terms; the version on this page at the time of your purchase applies to that purchase. Questions: support@ownerkits.com.

11. Memberships

Some products are memberships, paid every month or every year instead of once. If you buy one, these terms apply to it as well as the terms above:

• Renewal. A membership renews automatically at the end of each period you paid for, until you cancel. Gumroad charges the payment method you used at checkout and emails you a receipt for each payment.
• Cancelling. You can cancel anytime in your Gumroad library. The membership continues until the end of the period you paid for, and is not charged again.
• When a membership ends (after you cancel, or if a payment fails): new downloads stop and the app becomes read-only, as described in section 5. Your data is never deleted. Files you already downloaded stay yours to use under their license terms. If you renew, the same license key works again.
• Refunds. The refund policy applies to each membership payment, counted from the date of that payment. When a payment is refunded or charged back, the membership's license is deactivated.
• What it includes is described on the membership's page and in the license terms. The products it includes can change over time as we add, update or retire them.